Tan Kin Lian's Blog

Recently, I was asked to give an affadavit (i.e. a legal statement) on a dispute involving NTUC Income and other parties. The transaction oc...

If you meet with a traffic accident, find an independent witness. Get the name and contact number of the witness. Ask the witness to record ...

I returned to Singapore from Jakarta last night. I was surprised to find Terminal 1 packed. It was the first time that I cannot get a trolle...

Dear Mr. Tan, Why are the charges from the fund houses so high about 5% for the sales charge whereas fundsupermart only charges at about 2%....

Dear Mr. Tan, Thank you for your guidance and your "matter of fact way" of explaining things. I stumbled upon oilpod.com recently....

Dear Mr Tan, Thanks for your advice previously. The STI really corrected till 3300. I am keen to collect some stocks at this kind of cheap p...

Dear Mr. Tan, When my foreign currency matured recently, the bank consultant got me into dual currency investment. He sounded very logic th...

Dear Mr. Tan, My son suffers from an Autism Spectrun Disorder (ASD). My wife and I worry about his insurance needs. We have consulted a fe...

Larry Haverkamp (Dr Money) wrote many articles that were published in The New Paper over the past years. Here is a collection of his article...

Dear Mr. Tan, I came to know your blog from "mypaper". I find that some of the financial/insurance planning info and tips you shar...

Hi, I met with an accident recently. My vehicle was damaged as I steered it to my right to avoid the collision with the other party. It was ...

Dear Mr. Tan, The focus of land banking is to purchase a plot of land in the UK, US or Canada. Returns are projected within 4-6 yrs an estim...

Dear Mr. Tan, I recently came upon your website and found an amazing wealth of information. I'm sure I'm not the only one who is ver...

Hi Mr Tan, I'm interest for the low cost fund for STI ETF. However I'm really not sure how to start or choose the fund. 1) Is the S...

Dear Mr. Tan, My insurance agents are not keen to sell Term Insurance. They discourage me from buying term insurance. Their premium rates ar...

Dear Mr. Tan, How do I take account of inflation in financial planning? I am afraid that the money that I have saved and invested will be ea...

It is easy for you to evaluate an insurance policy, if you look for a standard cover and ask a few questions. The standard covers are: * Ter...

Which lender gives you the best terms for a loan? How do you evaluate it? You can ask a few simple questions, and compare the terms on the s...

Are these questions relevant to you? 1. I am provided with medical benefit by my employer. Do I need to buy a Shield plan? 2. What type of p...

I have been recommending the Ideal plan (ID7) from NTUC Income, as it allows 100% of the monthly savings to be invested. The policy fee is $...