Tan Kin Lian's Blog

E-mail: kinlian@gmail.com. Website: www.tankinlian.com Facebook: www.facebook.com/kinlian

Saturday, July 05, 2008

Losing its cooperative character

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I met a friend at a cooperative dinner last night. He made this observation, "Mr. Tan, when you were with Income, you kept the expenses...
10 comments:

Free surplus in the Life Fund

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I raise the issue about why the yield on the Growth policy was below the "actual experience of the Life Fund". In his reply, Mr. K...
6 comments:
Friday, July 04, 2008

Buy Two Life Annuities

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Dear Mr. Tan, Is it sensible to have two Anunities - one from CPF and the other from NTUC Income? I am more on the preservative type, do no...
1 comment:

Fair Treatment of Policy Owners

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I found this excellent paper from Bank Negara, Malaysia. It explained the method of using asset share to ensure that policy owners get cash ...
2 comments:

Long breakeven point for 30 year endowment

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My friend is a retired manager of a life insurance company. He found that his daughter, a recent graduate, was sold a 30 year endowment poli...
7 comments:

Asset share in 2009

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Mr. Ken Ng said that NTUC Income will work on the asset share in 2009 and declare bonuses based on the "actual experience". This i...
8 comments:

MySudoku

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MySudoku appears in the MyPaper daily. The puzzle on Friday are arranged to show the letters M-Y. Take a look at this puzzle. The tips to so...

Improve public transport

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Do you have any suggestions to improve the public transport in Singapore. Give your views in this website: http://singaporepublictransport.b...
1 comment:
Thursday, July 03, 2008

Use of asset share in Malaysia

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From 2005, the regulator in Malaysia made it mandatory for life insurance companies to use asset share to determine the cash value and matur...
1 comment:
Wednesday, July 02, 2008

Cooperative credentials

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Dear Mr. Tan, May I be permitted to make an observation. The new management of Income missed a wonderful opportunity to show that they can e...
6 comments:

Disclose the Asset Share of the Policy

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A COMMENT POSTED IN MY BLOG Hi -- NTUC Income says, "We don't have the money to pay higher bonuses." Mr. Tan says, "Based...
6 comments:

A Gracious Society

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Read my article in The Online Citizen: http://theonlinecitizen.com/2008/07/important-to-build-a-gracious-society/#comments

Public Transport in Singapore

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I have created a new blog to share views about improving the public transport system in Singapore. www.singaporepublictransport.blogspot.com

Low yield on maturing Growth policy

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Dear Mr Tan, I compared the yield for the equivalent policies maturing in 2006 and 2007, as well as the yield in the original benefit illust...
8 comments:

Losing faith

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Mr Tan, Recently, I received an open letter from the current NTUC Income CEO Mr Tan Suee Chieh explaining how the restructuring of bonus ...
4 comments:

Delay in handling a theft claim

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Dear Mr Tan, My car was stolen in May 08 at HDB carpark (open space). Currently under police investigation. My car was insured under X. On t...
Tuesday, July 01, 2008

Ask for relevant information

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Dear Mr. Tan I read your blog today on the "Bonus that reflect the actual experience" and "A poor yield on single ...
2 comments:

Bonus that reflect the actual experience

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Siewkhim asked if NTUC Income has responded to my question about adjusting the bonus to reflect the "actual experience". I had sen...
2 comments:

Outsourcing of work

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Some government agencies identify their non-core activities and engaged in outsourcing the work. Some examples are cleaning of premises and ...
7 comments:

Saving regular to buy a Life Annuity

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Dear Mr. Tan, From what i know most insurance company annunity plan premium are lump sum. Do you know any company (beside Z) that premium ca...
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