Tan Kin Lian's Blog

E-mail: kinlian@gmail.com. Website: www.tankinlian.com Facebook: www.facebook.com/kinlian

Saturday, June 07, 2014

Practical measures to help PMEs to find jobs

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There is a simple solution that the government should introduce to help PMETs to compete for jobs against foreigners on employment pass. ...
Thursday, June 05, 2014

A quick analysis of Medishield Life

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I   have done a quick analysis of the increase in coverage and premiums under the newly introduced Medishield Life The results are shown ...

Why consumers should invest in the STI ETF

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The best investment plan for long term savings is the Straits Times Index ETF. The reasons are: a) It is well diversified, reducing risk b)...
1 comment:

Enroll your children for the financial planning talk before they start work

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A man visited my office to buy my life insurance book. His son, who was just about to start work in a contract job, was approached by an in...
Wednesday, June 04, 2014

How to stop mis-selling of life insurance policies

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I make a guess, and this is just a guess, that 30% of the life insurance policies sold each year are sold wrongly and for the wrong reasons...
2 comments:

Increase CPF monthly payout from age 65

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In addressing people who do not have the required CPF minimum sum, the government has to consider this question about how much they can be ...
Tuesday, June 03, 2014

CPF interest rate has to be reviewed

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One major source of unhappiness is the low rate of interest, i.e. 2.5% and 4%, payable on the CPF savings. It is a wrong policy to invest...
1 comment:

PM should seek an out of court settlement with Roy Ngerng

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PM Lee must take heed of the strong support from ordinary people in Singapore towards the legal defense fund of Roy Ngerng. More than $70,0...
1 comment:

Give a better return on CPF savings

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One source of unhappiness with the CPF is the low rate of interest paid on the savings, i.e. 2.5% on the ordinary account and 4% on the spe...
Saturday, May 31, 2014

Adopt a constructive approach

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Sam Tan said: Beware Fellow Singaporeans, It is PAP deliberate ploy to constantly provoke and attack WP in parliament to create DRAMA (corn...
1 comment:
Friday, May 30, 2014

Does the CPF Minimum Sum include the amount set aside for Medisave?

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Someone asked: I am curious about CPF Minimum Sum and Medisave Minimum Sum. If I am not mistaken, the Retirement Account compromise of Ordi...

Can a person earning $3,000 at age 25 meet the minimum sum at 55?

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To answer this question, I present two scenarios: a) Moderate salary increase.  b) Low salary increase.  The results can be found here: htt...
Monday, May 26, 2014

Analysis of CPF Life

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THE FIRST EVER ANALYSIS OF CPF LIFE !!! A CPF member reaching age 55 in or after 2014 will have the "minimum sum" portion of the ...
1 comment:

Your CPF savings are safe

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 I wish to address the issue on whether the CPF is able to pay off all its members, if it is dissolved today.  The annual report of the C...
4 comments:
Monday, May 19, 2014

Easy way to mark tests and examinations

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We have developed a software to allow teachers to mark OMR answer sheets easily. It has been used a few times and several practical issues ...
Saturday, May 17, 2014

How to determine a fair wage?

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What is a fair wage? How is this to be determined? The answer to this question is important, as it sets the foundation for a fair and vibra...
1 comment:

Introduce flexibility in CPF withdrawal

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After thinking much about the CPF, minimum sum scheme, and getting the views of other people, my conclusions are: 1. The CPF is generally a...

Why do I have to pay to file a return to ACRA?

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I submitted my annual return to ACRA. It took me 1/2 hour to make the submission including an occasion where the browser hang and I have to...

Help-desk has to be more helpful

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I called the ACRA helpdesk. And I got reminded on how inconsiderate our government agencies are. They force me to hear all kinds of "n...

Simplify websites of government agencies

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As a business owner, I have to comply with regulations from many government agencies, i.e. ACRA, IRAS, MOM, CPF, etc. Many of their website...
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