I avoid investing in structured products.
Here are my reasons:
- these products have high charges
- the charges are not transparent
- they sometimes have risks which are not well explained
- the investor usually do not get the full gains from the investment.
It is better to invest in unit trusts or investment linked funds. The charges are disclosed to you. Although the investor is exposed to the risk, at least the full gain goes to the investor.
It is better to invest in simple, transparent products.
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