My insurance adviser received an e-mail from a patient.
She went to a private surgeon, who did a stent for her. He wanted to do a second stent, but she said she has could not afford it. She had just switched to a private insurer, which does not cover an early claim.
When she went to a restructured hospital, she was told that the stent was not necessary, as the extent of her blockage was not severe, and was quite common.
There are patients who have received different advice from the the medical profession. It is useful to have a second opinion before embarking on a major or expensive surgery.
Sometime, it pays to obtain alternative advices and not ' press the panic button ' when a medical professional told you of the problem(s) initially. Perhaps, NTUC Income might wish to consider offering such service ( assisted by National Healthcare Group ), operate by independent medical professional ( even those retired and, or former members ) instead.
ReplyDeleteCan you imagine if Motor Insurance has Independent Damage Assesment Centre ( IDAC ) to access the situtation, why not human lives instead ?