Tuesday, October 10, 2006

Comparsion of cost and returns for Critical Illness plans

Are you paying the right cost for your critical illness plan? Do they give you a fair return for your premium?

The following table shows the amount that you are insured for $150 a month, and the cash value at the end of 20 years.

NTUC Income's cash value is 50% higher than company A and company H, and 15% higher than company P.

We are able to pay much more, because we pay a lower commission to our adviser and lower dividend to our shareholders.

Make the right choice! Take care of your interest! Do not pay more than necessary!



Male, 25 $150 monthly prem

Company Sum Assd Cash Value Yield
NTUC Income $84,990 $47,260 2.9%
Company P $88,770 $41,340 1.7%
Company M $93,360 $34,940 0.9%
Company A $78,950 $30,720 -1.1%
Company H $81,090 $27,510 -2.2%

Male, 40 $150 monthly prem

Company Sum Assd Cash Value Yield
NTUC Income $47,850 $40,490 1.5%
Company P $48,060 $36,270 0.4%
Company M $56,270 $34,030 -0.2%
Company H $46,150 $28,240 -2.0%
Company A $45,050 $27,420 -2.3%

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