Comparsion of cost and returns for Critical Illness plans

Are you paying the right cost for your critical illness plan? Do they give you a fair return for your premium?

The following table shows the amount that you are insured for $150 a month, and the cash value at the end of 20 years.

NTUC Income's cash value is 50% higher than company A and company H, and 15% higher than company P.

We are able to pay much more, because we pay a lower commission to our adviser and lower dividend to our shareholders.

Make the right choice! Take care of your interest! Do not pay more than necessary!

Male, 25 $150 monthly prem

Company      Sum Assd  Cash Value  Yield
NTUC Income   $84,990    $47,260     2.9%
Company P     $88,770    $41,340     1.7%
Company M     $93,360    $34,940     0.9%
Company A     $78,950    $30,720    -1.1% 
Company H     $81,090    $27,510    -2.2%

Male, 40  $150 monthly prem

Company      Sum Assd  Cash Value  Yield
NTUC Income   $47,850    $40,490    1.5%
Company P     $48,060    $36,270    0.4%
Company M     $56,270    $34,030   -0.2%
Company H     $46,150    $28,240   -2.0%
Company A     $45,050    $27,420   -2.3%