Before you go for expensive medical treatment ...

Before you see a specialist for an expensive medical treatment or get treated in a hospital, you should:

* get an estimate from your specialist on the cost of treatment
* call your insurance company's hotline
* check on the amount of your coverage
* get a second opinion (through your insurer) on other suitable specialists

This can save you a lot of money, and avoid paying for expenses that are not covered by your insurance plan.