Declaring a benign cyst

Should a benign cyst be declared to the insurance company? Here is the advice from a doctor.

There are several types of breast cysts. Some do not have increased risks of malignacy and some do It is best for the applicant to re-declare the condition.

The applicant should obtain a copy of all her results from her attending physician and submit these resuts to the underwriter. It will be useful if she can also ask her attending physician to provide a short note of the diagnosis, when it was diagnosed and how the progress has been since being diagnosed.

Usually these patients are reviewed at least once a year and ultrasound will be done at reveiws to check on the progress. If the condition has been present for several years and nothing has happened, it is less likely to be any condition that will give rise to increased mortality.