I have more than 20 FAQs in this webpage:
http://www.tankinlian.com/faq/
They cover a wide range of topics and were written over the past year. Most of them are still relevant today. They are educational and fun to read.
I am not able to provide specific advice to the financial planning needs of individual visitors to my blog. It takes too much time, and is really the role of a fee-based Financial Adviser. At best, I can refer them to a specific FAQ.
Try to ready my FAQs and see if you can find the answers to your issues.
Even my agent, and he's a nice guy, demurred against recommending the LUV plan compared to a more expensive Critical illness plan (living policy) irregardless whether it was whole life or term.
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