Call a few companies for a competitive quote

Hi Mr. Tan,
Iam 30 yrs old female. I want to buy a term insurance with critical illness. An agent quoted me a 30 year term insurance with critical illness for $50,000 with yearly premium $287.50. Is it advisable to take it up?

REPLY
The premium seems to be rather expensive. My estimate is that the premium rate should be less than $200. You can read this FAQ to get the benchmark rate: http://www.tankinlian.com/faq/benchmark.html

I suggest that you call a few insurance companies and get a competitive quote:
http://www.tankinlian.com/faq/termd.html