Mr. Goh Joon Seng is the chairman of FiDREC. He said that there is no need to prepare a statutory declaration to lodge a complaint to FiDREC. This is correct.
The statutory declaration is optional. I recommended that the investors should spend $120 to prepare this declaration. My reasons are:
a) The lawyer helps to ensure that the key points are recorded in the declaration
b) A sworn statement will be taken more seriously
c) It is necessary to have this strong statement to overcome the statement in the forms that you have signed (which has not been properly explained to you).
As this sum of $120 is small, compared to the money that you have invested, it may be better to incur this expenditure.
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