Sunday, December 14, 2008

Mental depression and suicide

Dear Mr Tan KL,

I refer to the following comments in your post
http://tankinlian.blogspot.com/2008/12/hk-mom-suiside-because-bank-refuse-to.html

Anonymous said...
I have thought of suicide as well. The way MAS and government have acted in not helping me, I feel really depressed. Each time I see the words UOB Kay Hian I have much resentment and depression that I have lost the family's life savings. If it goes on this way and I do not get back the money, I can't face the family and subject them to difficult life ahead. Worst, I have no regular job now. It only takes me some courage to kill the children and end my life with my wife. Never felt so miserable in my life. Now I understand what depressing life a 40+ has when there's no job and money but full of life stress.
If we end our life, I will make it clear we will return to haunt UOB Kay Hian and those responsible for minibond.

Anonymous said...
I can feel how you are feeling now, as I am also in the same situation. However,if you are gone now, the FIs won't feel bad. You must transform your anguish into energy to fight. Not only for yourself and your family, but against your enemy who had put you in this agony.

I'm concerned that these two victims are so depressed as they've been pushed to a dead end and may resort to some foolish act. If you have volunteers who are well trained in counselling pls help them to overcome this difficult period.

tkh


REPLY
For those who need conselling help, please refer to any of the organisations shown in the attached blog:
http://tankinlian.blogspot.com/2008/12/helplines-for-managing-mental-stress.html

21 comments:

  1. Anonymous

    Please don't be so upset over these investment. Life have its ups and downs. Although you are 40plus, surely you and your wife would be able to find some kind of employment in the future. Cherish what you have now, your wife and children. They are the fruits of your labour. Banish the thought of suicide from your mind. I feel very miserable on reading your message, particularly your depression and thoughts of suicide.
    Please don't do that.

    ReplyDelete
  2. If you believe you cannot overcome these obstacles, then you won't even make an effort to overcome them.

    The trick is to belief in yourself and persevere. Do something positive. Think positive.

    By the way, if you end your life, there won't be any haunting. I wish there can be haunting but there just isn't going to be. Fact.

    Also another fact, those FI could not care less if you die. It's just another opponent wiped off the face of the earth, which is good news for them. Sorry, people in the FI don't have feelings, evident from day 1 of Lehmann collapse.

    For those feeling depress, do seek professional conselling.

    ReplyDelete
  3. There are many more desparate investors like them. The best medicine for them is to seek justice and help them get back their life savings.

    ReplyDelete
  4. My thoughts about life and death:-

    http://arthurboon.blogspot.com/2008/12/euthanasia-may-get-me-murdered.html

    ReplyDelete
  5. Can SOS help?
    Many victims of Financial investment failures in Minibonds,Structured Deposits,Oil and Gas scams and to make matters worst, RETRENCHMENTs and Job Losses too...So we have to give special TITLES like 2008 yr. of Financial Meltdown.
    2009 yr. of RECORD RETRENCHMENTs or the Highest Suicidal Case???
    Maybe 2010 yr. of RECOVERY???or another yr. of DOOM & GLOOM???
    Mayan Calendar predicts END TIMES in 2102.......

    ReplyDelete
  6. Will pray for all of you. In a time like this everything seems hopeless and hapless Miracles will happen.
    Hold on to your seat and pray.

    ReplyDelete
  7. Dear Anonymous who is thinking of suicide,

    Be strong, think about how man survived for thousands of years. Imagine during farming days, people can lose a whole lively hood by warlords or natural disaster such as drought.

    Our ancestor did not commit suicide just because everything is wiped out.

    We should be strong and live on. Life will make it through somehow.

    ReplyDelete
  8. last time i use to think enjoyment and luxury are frivolous

    by some miraculous chance i realise i was way WAY off the mark

    sometime (read: SOMETIME) delusions are great medicine

    they help 1. take away the Pain 2. tho TEMPORARILY, theres a good chance the person might decide realise the Pain is not worth it AFTER taking a step back -> VERY IMPORTANT PROCEEDING (other than the sueing part)

    Doing what you want, when you want to, where you want it, how you want it is the simplest age old remedy to good'o depression

    Most are just too self-indulged to realise - Hey INDULGE YOURSELF!

    ReplyDelete
  9. tkh,

    There are many ups and downs in our life. The most important thing is to look forward.

    I am bearing some potential loss on the CLNs. within the first month when I got the news, I felt desperate. Gradually, I realize if I am defeated by it, I will lose not only my investment, but also my health and future.

    Tkh, get rid of the thought of suicide, just imagine there are many people, sick and poor, are striving to live a better life. So, cheer up and we will find a way to solve all the problems.

    If there are some problems that we cannot solve, just face it, better than a suiside, especially when it will hurt your loved ones.

    XH

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  10. Hang on guys. No point crying over spilled milk. What's gone is gone. If you're gone, your family will suffer even more.

    ReplyDelete
  11. Dear tkh

    There are lots of people like you suffering too. They could be in worst situation whereby they don't even know that there is Blog whereby people share their pain and receive encouragement from each other.

    I am also a victim and not far from your description. However, I am telling myself every night:-

    "what did not kill me today will make me a stronger person the next day when I wake up"...

    The verdict of the battle is not out yet and there are many people/victims still fighting for it. And the fact you post on this Blog is the first to the world to share your pain and to receive possible ways of help here.

    When you are reading this at this point, means you are still alive... with that you are indeed getting strong every moment and at one point, your fighting spirit will be back.

    Regards
    JC

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  12. From 9.42 AM.................
    Oops! NOT 2102,,,,,,,,,I just wanted to see the reactions but MAYAN CALENDAR prediction of WORLD ENDs in 2012..........so looks like all these so call happenings (Depression & Suicides) are the prelude to one's own END TIMES too.

    ReplyDelete
  13. Anonymous

    You are not the only person who have suffered losses from this misconceived investment. Many retirees lost a large portion of their retirement savings. The future for them is bleak and they can only look forward to a blank future. These retirees do not think of suicide, but take things in their stride, hoping that tomorrow will be a better day.
    Yes, admist all the gloom and doom, there is always a silver linings in every cloud.
    Seek solace from religion if your anguish is too heavy. Whatever your faith, be it Christianity, Buddhism or any other religion, it can help you to overcome this misery. Learn to accept the loss and try to find a job. If you still cannot find a new job, then become a taxi driver as this occupation does not requires somebody to accept you into his employment.
    I, myself is also a victim of Pinnacles Notes and the Minibond structured notes.

    ReplyDelete
  14. Until now U are still taken for a ride to nowhere - the 3 steps set up by the Regulator.

    The regulator fails to regulate and fails further in damage control and the victims are taken to ride to nowhere.

    Only those 'vulnerable' group so proclaimed has gotten the compensation. CLNs alone, there are still about 15,000 victims either with full loss or potential loss (DBS HN2 & 5, ML Jubilee 3, LB Minibond 1,2,3,5,6,7,8,9 & 10 & MS PS 1,2,3,5,6,7,9 &10) suffering together with U. The money are for repayment of housing loan, medical treatment and childrens' education etc.

    So U're not alone.

    Suicide cann't wake the gahman & FIs up, we shall continue to explore ways to seeking justice. If only CHANGE can get the thing RIGHT we shall persevere and make use our only RIGHT to make the CHANGE when time is right and it is not very far from now.

    I am a victim of Pinnacles Notes and the 90k is locked in for my childrens' education in 4 years time. Now, I have no alternative but to urge them to study harder for scholarship.

    Let's be strong and continue to fight for justice.

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  15. It is so heartening that words of comfort can be offered to one another in the midst of pain and suffering some of you are going through.

    Yes, treasure and cherish your loved ones that you have. Take courage and walk our of your misery.

    ReplyDelete
  16. XH 1:02PM & JC 2:18PM,

    Pls note that tkh is the one who wrote to Mr Tan KL seeking Mr Tan's assistance to help the 2 Anonymous victims.

    I hope this clarifies any misunderstanding. Thank you very much for showing concern and giving comforting advice to console the victims.

    ReplyDelete
  17. I am also a victim of minibonds. I have and will continue to pray for you, your family and others.

    I am not trying to preach. But whenever you feel depressed, you may want to try praying to the Lord. I always read Psalm 9, verse 7 to 10 from the Bible, where I find comfort in HIS words. In GOD, everything is possible. GOD has his timing. Just don't give up hopes.

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  18. Yes it is absolutely right for 4:57PM to say that God controls everything. It may be money gone now but you will get far more gains in terms of health, children etc etc.

    Sooner or later everyone of us have to face the Lord ....

    ReplyDelete
  19. You may go the Chinese Temple and pray to the Goddess of Mercy (Quan Imm)or Hindu Temple or the Novena Church!
    When times like this, urgent prayers are needed as SATAN now rules the World!
    Prayers are most powerful in one's own Religion and those in need of Help....Keep praying that you may not fall into Depression that finally results in Suicide!
    Committing Suicide is a shameful act!....Learn from Failures and try to shun off GREED!

    ReplyDelete
  20. If the toxic product killed a person, it is the responsility of the distributor/ seller.
    If a toxic financial product killed a person (e.g. commit suicide), legally the distributor has no responsility. It is the person who killed himself/ herself.
    But morally, it is wrong to sell / distribute toxic Fin product.

    To the consumer, which one is more harmful?????
    If u hv no conscience at all, u wld like to sell toxic Fin Prod. U earn the money, but if anything goes wrong, u are not responsible. How nice.

    ReplyDelete
  21. to Anonymous who thought of suicide...
    I am like Anonymous @4.57pm - not trying to preach the gospel, but feels a need to share with you that God puts US in a situation to grow in strength and wisdom. From this crisis WE will learn not to trust the PRESENT BANKS (Banks wasn't like that during my younger days), they have changed since they started HARD SELLING unit trust and the likes. GOD have bless you with a complete family with children & wife, concentrate to enjoy the blessings. Live a life to see your children grow up and you will then enjoy the fruit of your labour. In the meantime, try looking for a job(whatever decent job that comes your way -even if it doesn't match your previous one) so that you can tide over this storm and share with your children the present situation if they are already old enough to understand. I am sure they will be even more mature and mentally stronger after this crisis. From there on every member in your family will be more prepared for whatever future crisis that comes your way. Fyi, be on the lookout for developments with regard to this CLS matter. You will not be left out if we are taking any steps to recover our money. In the meantime, be strong. Will pray for peace and strength in your family. GOD answers prayers from those in distress.

    ReplyDelete