Thursday, October 20, 2011

Too many investment choices

This article explains about the difficulty faced by consumers in investing their money, when they have too many choices. http://money.cnn.com/2011/10/20/pf/expert/401k_retirement.moneymag/index.htm?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29

My recommendation is for most consumers, who are not financially experienced, to invest in an indexed fund, such as the Straits Times Index Exchange Traded Fund. If you are financially experienced, you can make your own choice, i.e. DIY (do it yourself).

2 comments:

  1. Good, ok..many products for insurance agents to push, right? It can knock out consumers so they depend on the con insurance salesmen to help.

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  2. According to survey, by 2016 1 in 8 Singaporeans has assets more than 1 million US dollars. So if you are not one of them, then very likely your neighbour is.

    On average, Singaporean has US$250,000 each. So technically, every house-hold of 4 is a millionare family.

    With so many millionaires running around, no wonder there are so many "financial managers" helping people to invest.

    Then, why Singaporeans are complaining about their income and cost of living?

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