Lucky Tan explained that it is risky to take a 6 figure car loan or a 30 year mortgage loan. We have to study what happened in other countries and learn from their experience.
http://singaporemind.blogspot.com/2012/05/risky-systems-dire-consequences.html
http://singaporemind.blogspot.com/2012/05/risky-systems-dire-consequences.html
It is actually not impossible to get one, but with home loans for people with bad credit but the approval of the loan may not be as fast.
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