Some private cars are operating as taxis under the Uber or Grab Taxi platform.
I booked for a taxi under Grab Taxi to take me to the airport. I was surprised that a private car came to pick me.
I asked the taxi driver a few days later, "Do you have insurance to cover accidents when you private car is being used as a taxi? The normal insurance policy does not cover use "for hire".
He replied - we are required to take up commercial insurance to cover accidents for third parties.
Note - this is still not the answer to my question. I wonder - if he meets with an accident, will his private car be covered by his insurance policy? Will it cover payment of compensation to passengers who are travelling in his private car?
My understanding is that grabcar and uber work like a chauffeured service, except booking is done through an app instead.
ReplyDelete