Are you willing to give your money to a financial institution who promises to invest their money carefully for 25 years, and ask you to give them 40% of the accumulated amount, so that you get only 60% as your return?
For example, if your investment amounted to $300,000, the financial institution will take away $120,000 and give you $180,000?
Your total savings for the 25 years could be $130,000, Your net gain is $50,000 for 25 years.
After you have considered this matter, you can read this article to see the correct answer.
http://www.fisca.sg/ArticleDisplay.aspx?ID=451&Name=Is-this-a-good-investment?&View=A
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