Should the insurer reject a medical claim on the grounds of non-disclosure of past medical condition?
47% of the people voting in the Wisdom of the Crowd said that the insurer should check on the medical history at the time of application and should not be allowed to reject the claim on this ground at the time of claim.
22% said that the insured usually rely on the agent to help to complete the application form, so it implies that the agent should take some resonsibility.
See the breakdown of the votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=305
47% of the people voting in the Wisdom of the Crowd said that the insurer should check on the medical history at the time of application and should not be allowed to reject the claim on this ground at the time of claim.
22% said that the insured usually rely on the agent to help to complete the application form, so it implies that the agent should take some resonsibility.
See the breakdown of the votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=305
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