Advice on insurance

I RECEIVED THIS E-MAIL

Hi Mr Tan,

I've read your blog with interest. I've shopped around with a few insurance companies, and am unable to find an agent who can intelligently advise me.

I am looking for a insurance policy that covers 1)Death, 2)Total permanent disability and 3)30 critical illness for my husband.

I am looking for a term policy without any cash value to cover him till he's 80 years old. I would need coverage for the above 3 criteria for the whole period

D

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Dear D

My colleague will get a product expert to call you.

In the meantime, you can read the following plans at our website:

Living policy:
http://www.income.coop/insurance/living/

Term insurance (can apply online):
http://www.income.coop/insurance/term/faq.asp

Invest your CPF savings:
http://www.income.coop/insurance/flexilink/faq2.asp

Invest your regular savings
http://www.income.coop/insurance/ideal/faq2.asp