Mr. Tan,I agree with most of your write-ups except for your view on structured products and annuity. First, I think you are not conversant with structured products.They are very low risk if you understand them and you can say they offer free lunch.(good return at almost no risk) Secondly, CPF offers the best annuity . It has good payout and has options to let you choose the duration and amount of payout. If you want to recieve until 100 years old it can be designed as such. Today Insurers'annuities are not comparable except maybe variable annuity. As a whole it is commendable of you to educate the public.You are indeed providing a social service. Thank you , Mr. Tan.
Mr. Tan,I agree with most of your write-ups except for your view on structured products and annuity.
ReplyDeleteFirst, I think you are not conversant with structured products.They are very low risk if you understand them and you can say they offer free lunch.(good return at almost no risk)
Secondly, CPF offers the best annuity . It has good payout and has options to let you choose the duration and amount of payout. If you want to recieve until 100 years old it can be designed as such.
Today Insurers'annuities are not comparable except maybe variable annuity.
As a whole it is commendable of you to educate the public.You are indeed providing a social service. Thank you , Mr. Tan.