Friday, April 03, 2020

Get ready to fund small businesses

This CNBC video showed the problem faced by America in introducing a business loan funding program. Watch video.

Some of the problems highlighted are:

a) Excessive demand leading to the website crashing
b) Complicated forms that need to be simplified
c) Coordination between the federal govt and its agency and the lending banks.

Singapore will have to introduce a similar program in the near future. It is best to get our platform ready.

Here are my suggestions to avoid a similar hiccup.
https://tklcloud.com/Feedback/feedback2.aspx?id=2785

4 comments:

  1. Once bitten twice shy. We are running into a few financial difficulties. One of my working adult children suggested that


    we include her name in our property so as to help with the mortgage payment with her CPF and extent the tenure. The


    query was MAS regulation was to redeem the whole loan and start it from the beginning as a new purchase with the


    standard TDSR, legal fees and the payment of 4% stamp duty.

    Question is if we have the money to redeem the loan, would we need to go through this excessive stress??? Trust them


    While we applaud the present dealing of complexity before us, some general principles begin to emerge in our

    minds? After election ....................Though they can screw our money, at least with C-19, they cannot get away with

    scewing lives?

    ReplyDelete
  2. Sad world. Every living thing is being viewed as a leper.

    ReplyDelete
  3. And in moments of our life when things aren't going so well, this makes us despair. Deep appreciation to our Pink Prime Minister.

    ReplyDelete
  4. I will be getting married next year. My fiance suggested that she wants her name in the property we will be living in so as not to feel that she is living in my house. I face a similar hardship as above. Pay off the loan and do it as a new purchase. My only saviour now is to sell it and purchase another in our joint names. Can we think the best of them when they gave us reasons not to?

    ReplyDelete