A consumer (or perhaps an insurance agent pretending to be a consumer) commented on my article about Aviva MyCare policy. He said that I should carry out a more detailed analysis to back up my recommendation to "take your own risk".
My recommendation is based on the statistics that shows the insurance company had a profit ratio over 90%. This is horrible. The other companies have a profit ratio more than 30%, which is also too high. The insurance companies are making a high profit margin on Eldershield and the supplements.
If the consumer wants a more detailed analysis, he has to contact me at my consulting portal and provide data that is relevant to his own case.
http://tklcloud.com/Consult/service.aspx?ID=3
http://tklcloud.com/Consult/service.aspx?ID=3
2 comments:
Mr Tan, does your consultancy fee covers the whole spectrum of several policies eg. life, endowment, critical illness, hospitalistion, disability income) or is it consultation for one type of policy only? I am looking for a neutral party to review all my policies because I have an uneasy feeling of what the so-called financial advisor has told me to buy.
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