Friday, November 29, 2019

Wisdom of the Crowd - New Issues



1. How will China respond to the success of the democrats in HK local election?
2. Is the Singapore economy in trouble?
Vote in
https://tklcloud.com/Crowd2/vote.aspx
Posted by at

2 comments:

NAJIB said...

We may have the best facilities. At the end of the day its still human that makes the rules?
Dear Najib,
Here is some additional information that may be useful to you in deciding the appropriate package to opt for.
















Documents required from all Borrowers
For Owner-Occupied Property : Please submit documents 1 to 4

1. Front & Back copy of NRIC (mandatory)

2. Property Tax Page for all Owner-Occupied Property (mandatory)
a. Log on to IRAS Website at http://www.iras.gov.sg
b. Click on “Login to my Tax Portal
c. Click on “LOGIN” with “SingPass” or IRAS pin (right side of webpage)
d. Search for “Property Tax” on the left panel
e. Click on “View my Property Portfolio / Change mailing address”
f. Click on the property address that is “owner- occupied”
g. Print out the page that indicates “Tax rate : Owner-Occupier”
***Kindly note printout to indicate date of printing and reflects IRAS logo

3. HDB Printout (If you have a term loan with us)
a. Logon to HDB Website at http://www.hdb.gov.sg
b. Log in via Singpass at “My HDBPage”
c. Click on “My Flat” and then click on “Financial Info” under Purchased Flat (on left)
d. Please print and email page over

4. CPF Property Withdrawal Statement (if you have a term loan with us)
a. Log in to CPF Website at http://www.cpf.gov.sg
b. Go to My Statement
c. Scroll down to Section C and click on the “Property”
d. Select “I wish to view my Private Housing Withdrawal Statement” from “My Statement – Property”
e. Print out this statement to show Private Housing Property Withdrawal Details

For Investment Property : Please submit documents 1 to 7


5. Income Documents (mandatory)
 Self-employed, commissioned or variable income earners: Latest Notice of Assessment
 Salaried Employees: Latest year Notice of Assessment and latest pay slip and Last 12 months CPF Contribution statement
• Overseas Employees: 3 months’ pay slip/Letter of Employment and 3 months bank statements reflecting crediting of salary

• Dividend income (If applicable)
- Latest CDP Statement
- Certification of latest year dividend income by certified accountant
- Letter from company with corresponding bank statement showing crediting of latest year dividend

Steps to obtain Notice of Assessment
a. Log on to IRAS Website at http://www.iras.gov.sg/irashome/default.aspx
b. Login with your Singpass or IRAS pin
c. Go to “View Correspondence/Notices” (left of webpage)
d. Click on “Letters/Notices” and select the required Notice of Assessment

6. Statements for All Existing Credit Cards/Credit Line Statements(mandatory)
***Please provide statements which reflect card holders name, card number and minimum payment amount

7. Details on other loans (for example: Car Loan, Housing Loan, Renovation Loan, etc):
a. Original Loan Amount & Loan Tenure
b. Outstanding Loan Amount & Remaining Loan Tenure
c. Monthly Instalment
d. Current Interest Rate
e. Name of Financier
***Missing information of the above might delay the review process

Please note:
Kindly note that we will close your repricing request 1 week after the date of this mail or by end of this month, whichever is later, if no documents are submitted. We seek your understanding.

The REPRICING application is subject to TDSR & Quantum of Financing assessment and review.






Please email all required documentation specified above.

Do note that the loan package(s) and fee(s) may be subject to changes as determined by the Bank from time to time without further notice to you.






November 30, 2019 11:46 AM
Anonymous said...

Economy is good. Ministers kept coming out to advice about economy, properties are still moving.

When late LKY came out to say something, next day money will act either down or up.

This shows that the people are not listening to the present leaders, maybe no one trust them?

November 30, 2019 10:45 PM

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