Most people have the false impression that they can feel safe with peace of mind. They have already bought the most expensive and comprehensive Integrated Shield plan from a large insurance company.
What can do wrong?
For some of them, their nightmare may come when they have to go for treatment in a private hospital. Yes. they are covered by their Integrated Shield plan, but they are still hurdles to cross.
Read these examples of what these hurdles are. When you have to be hospitalised, pray that you are not caught in these hurdles.
Exclusions
http://www.fisca.sg/ArticleDisplay.aspx?ID=538&Name=Hospital-claim-rejected-due-to-exclusion&Type=H
Non Disclosure
http://www.fisca.sg/ArticleDisplay.aspx?ID=418&Name=Non-disclosure-of-material-facts&Type=H
I hope that these problems will not hit you. But you can never be sure. Do not just assume that things will be all right. It can go very badly wrong. Your peace of mind can become a nightmare.
What can do wrong?
For some of them, their nightmare may come when they have to go for treatment in a private hospital. Yes. they are covered by their Integrated Shield plan, but they are still hurdles to cross.
Read these examples of what these hurdles are. When you have to be hospitalised, pray that you are not caught in these hurdles.
Exclusions
http://www.fisca.sg/ArticleDisplay.aspx?ID=538&Name=Hospital-claim-rejected-due-to-exclusion&Type=H
Non Disclosure
http://www.fisca.sg/ArticleDisplay.aspx?ID=418&Name=Non-disclosure-of-material-facts&Type=H
I hope that these problems will not hit you. But you can never be sure. Do not just assume that things will be all right. It can go very badly wrong. Your peace of mind can become a nightmare.
No comments:
Post a Comment