We have a dysfunctional system under the leadership of Lee HL. We need to change the way that Singapore is governed.
I add another example of my experience.
https://tklcloud.com/Feedback/feedback2.aspx?id=2037
I add another example of my experience.
https://tklcloud.com/Feedback/feedback2.aspx?id=2037
2 comments:
The below are REQUIRED by ALL parties.
REPRICING (For TDSR Computation)
Please fill Name as per NRIC in all forms below (including Hanyu Pinyin, @alias, etc.) on all
required fields.
1. NRIC Front and back (Singapore Citizen & PR) or Passport (Applicable for foreigners) & Employment Pass if available (Applicable for foreigners). To be provided by all borrowers and mortgagors.
2. Completed application forms (as attached)
3. Applicable only for Mortgagor who is not a borrower: Personal Data Protection Act Form, complete and sign.
5. Income Documents
i) Employed:–
~ Latest 3 months payslips. (If payslip is not computerized, kindly provide payslips together with 3 months bank statement showing salary crediting)
~ Latest Notice of Assessment [NOA] Income Tax Declaration (Link: www.iras.gov.sg)
Steps: Go to "Notices" (on the top of page) > Select & Click on “Individuals” > Scroll down & click on “Notice of Assessment (Individual)” > Print/save
~ Latest 15 months CPF Contribution History (Link: www.cpf.gov.sg)
Steps: Login to CPF website with Singpass > My statements > Under section B - click Contribution History up to the last 15 months > select the period > Click printer to print (At right hand corner)
ii) Self Employed ~ Latest Year Notice of Assessment [NOA] Income Tax Declaration (Link: www.iras.gov.sg)
Steps: Login to my tax portal > Click Singpass > Correspondence & notices > Letters/notices > Click letters/notices > Notice of Assessment > Print/save
6. CPF Utilised for Property for all Mortgagors even if $0 used (Link: www.cpf.gov.sg)
Steps: Login to CPF website with Singpass > My statements > Under section C > click Property > (i) print a copy > Click I wish to view My Property Withdrawal Details, both public and private when applicable (the page should have a full property address and the breakdown of the CPF funds used) > (ii) print a copy
7. My Tax Portal Property Portfolio Page - page reflecting URL and Date
Steps: Login to IRAS website with Singpass > Go to "Property" (on the top of page) > Select & Click on “View Property Portfolio” > (i) Save this page as PDF or Print this page > Click on “View Details” > (ii) Save the page as PDF or print the page (reflecting Property Description, Owner Details and Annual Value & Tax Rate) > Click On “View Property Tax Bill” and (iii) click / download on the latest Property Tax Bill and save.
8a. My HDBPage – Flat Details (if you do not own a HDB) (Link: www.hdb.gov.sg)
Steps: Login to HDB website with Singpass > Click on “My Flat” (left side of page) > Click on “Purchased Flat” > Click on “Flat Details” > print a copy (reflecting your NRIC number).
8b. If you own a HDB Property, please go to My HDBPage – Financial Info (Link: www.hdb.gov.sg)
Steps: Login to HDB website with Singpass > Click on “My Flat” > Click on “Purchased Flat” > Click on “Flat Details” > (i) print a copy > Click on “Financial Info” > (ii) print a copy (reflecting your NRIC number) > if you have a loan with HDB proceed to click on “statement of account” > select “current year” and click “continue” > (iii) print a copy
9. ADDITIONAL documents will be requested later:
Latest copies of all Credit card / Overdrafts / Car loan / Personal Credit / Education Loan / Home Loan statements in the recent month. Full set of statements are required with FULL NAMES AND AMOUNT OWNED.
TORTURE????
They over estimate their skills and intentions and underestimate others. They believe that they are above intelligence, especially they are not. They delude themselves into believing that what is good for them is also good for everyone else. They think they are special. Assholes.
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