Tuesday, March 18, 2025

Medishield Life

For older people who find the premium under a private medical plan (also called an integrated plan) to be too expensive, they can consider downgrading to Medishield Life.

Here are the premiums for Medishield Life and private integrated plans for older people from age 65. 

https://t.me/tkl_channel/325

7 comments:

Anonymous said...

"Car-Lite" lifestyle is on the way no need to wait long long, someone already said in parliament, and it comes with a variety of benefits:

Driving less means lower greenhouse gas emissions. This contributes to improved air quality and helps combat climate change. Owning and maintaining a car can be expensive. Individuals save on fuel, insurance, maintenance, and parking fees by reducing car use. If the average car cost $180,000 which works out to $1,500 excluding interest just on loans, this amount can be used for having children.
Walking, biking, or using public transportation promotes physical activity, which can lead to better overall health. It can also reduce stress levels associated with traffic and driving.

A car-lite lifestyle often encourages more interaction with the community. People tend to explore their neighborhoods more, leading to stronger social connections.
Fewer cars on the road mean less congestion. This can lead to quicker travel times and improved overall efficiency of urban transport systems.
Designing urban spaces that prioritize walking, biking, and public transport can make cities more accessible for everyone, including those who cannot drive.

Car park charges may increase as Singapore moves towards being a car-lite city, said National Development Minister Lawrence Wong in parliament ages ago . The younger ones have not experienced "Car-Lite" like the people living in the 1990s where the roads are not as nerve-wracking as today.

Anonymous said...

Two difficult choices? Which option will the government select? One leads to roads becoming congested like sardines in a can, while the other risks killing the goose that lays the golden eggs (COES) with car-lite policies. We know which option they will select!!!

Anonymous said...

A few days ago, I visited the emergency department at a public hospital. The wait time indicated on the board was 5 hours for non-emergency cases. To pass the time, we went to the canteen to grab some food. In total, from the moment we arrived until we saw a doctor, visited the pharmacist, and paid the cashier, the entire process took 6 hours.

Anonymous said...

Not to mention the two-way travel time. You need to take one day off just to see a doctor. That is the problem with a population of 6 million. I remember I used to take my late parents to medical appointments, and I only took half a day off. What is the ratio between doctors and patients? There are fewer doctors now against more patients? While prices have risen, services have dropped.

Anonymous said...


M͟y͟ j͟o͟u͟r͟n͟e͟y͟ w͟i͟t͟h͟ t͟h͟e͟ b͟e͟s͟t͟ h͟e͟a͟l͟t͟h͟c͟a͟r͟e͟ i͟n͟ t͟h͟e͟ w͟o͟r͟l͟d͟


My aunt, who is in her seventies and single , lives with us. She has been living with schizophrenia for 40 years and was under the care of a private doctor. Last month, due to some difficult family circumstances, she experienced a severe relapse, leading to hallucinations and hearing voices that urged her to harm others.

In a state of desperation, we reached out to the clinic's hotline, only to be informed that the doctor was available only on Tuesdays and Thursdays. Therefore, we decided to take her to the Institute of Mental Health (IMH) as a walk-in patient. The sign indicated that the minimum waiting time would be between 3 to 5 hours, depending on the priority given to ambulance and police cases or violent incidents. Unfortunately, she could not be admitted to a ward due to a lack of beds, and she was advised to take half a tablet more of her medications.

The doctors looked like young schoolboys.
The initial bill was approximately $450, but after subsidies, it came down to $155.

In the following days, she was extremely agitated and seemed disconnected from reality. We called the IMH hotline for advice and were told that since she had previously been stable under her private doctor’s care, we should wait for her next appointment. This response didn't reflect the severity of her condition. Many individuals with mental illnesses end up in jail because the judges believe they understand their actions, but there was no mention that they cannot control them. Thus, we could not take any chances with her safety.

We returned to IMH and insisted that she be admitted. However, we were informed that all the wards were full, and she would temporarily be placed in a general ward, hopefully not in the corridor. Thankfully, the parking was free.

She has now been transferred to the correct ward.

Anonymous said...

Actions and results speak louder than words. Results derived from concrete actions build trust and inspire others to follow suit; creating a culture of accountability and productivity. Ultimately, it’s the tangible outcomes that truly reflect dedication and effectiveness. Words are not tangible outcomes; actions are.

Anonymous said...

*Lee Kuan Yew's Hard Truth* Everybody-Somebody-Nobody Story in a World-Class Country!

Fatal Abuse of 4-Year-Old Girl: A report from a social service agency indicated that it did not accurately convey the severity of the injuries, according to the Ministry of Social and Family Development (MSF).

There was an important job that needed to be done, and everyone was convinced that someone else would take care of it.

Anyone could have done it, but nobody did.

Somebody became frustrated because it was everyone’s responsibility.

Everyone thought that anyone could handle the task, but nobody realized that everyone wouldn’t take action.

In the end, everyone blamed somebody when nobody fulfilled a task that anyone could have done.

- Charles R. Swindoll

I really love this story!


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