Tan Kin Lian's Blog: TKL Financial Literacy

Friday, March 14, 2025

TKL Financial Literacy

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22 comments:

Anonymous said...: Last weekend, we went to Chinatown Point for dim-sum at Peach Garden. It seemed that there were more cars than parking lots. After going around the area for about half an hour, we finally found a spot at Chinatown Point. The cost for three hours and forty minutes was SG$16.; March 16, 2025 9:17 AM
Anonymous said...: When are we getting money from the budget for Lady Gaga's concert? Can buy how many tickets?; March 16, 2025 10:43 AM
Anonymous said...: Some people cannot get their choice or locations in BTO either because of status or salary. Others can easily get them and sell them for high profits at the expense of public money grants and so on.; March 20, 2025 11:16 PM
Anonymous said...: It is very common today to see empty shops with signs pasted: "For Rent" even in shopping malls.; March 21, 2025 8:55 PM
Anonymous said...: Money, Money Money.

Private housing- New 99 years are costing more than old freehold.

Public housing- Old instant resale are costing more than new BTO both 99 years?; March 22, 2025 7:14 PM
Anonymous said...: Standard Words—* Cannot get Carpark* It is difficult to find parking. Do your homework before visiting unfamiliar places. If you slow down to look for parking, the honking from other drivers will only worsen the situation. And if you find one, you will notice the winding narrowness with paint scratches on both sides of the walls from the cars either going up or downhill.; March 25, 2025 12:36 PM
Anonymous said...: Mother: Aiyo, Ah Boy can you study hard or not? We have a very good education system here. Some poor countries Ah Neh and Ah Tiong want to study but also don't have good schools.

Ah Boy studied very hard.

Today, his CEO is from India, and his manager is from China.; March 26, 2025 8:35 PM
Anonymous said...: In Chinese culture, there is a belief that wealth, whether belonging to a family or a nation, rarely lasts beyond three generations. The first generation works hard to create wealth, the second generation tends to spend it, and by the third generation, little to no wealth remains. This cycle is often described as a story of "rags to riches and back to rags." We are now in the fourth generation (4G).; March 27, 2025 2:37 PM
Anonymous said...: M͟y͟ j͟o͟u͟r͟n͟e͟y͟ w͟i͟t͟h͟ t͟h͟e͟ b͟e͟s͟t͟ h͟e͟a͟l͟t͟h͟c͟a͟r͟e͟ i͟n͟ t͟h͟e͟ w͟o͟r͟l͟d͟

My aunt, who is in her seventies and single , lives with us. She has been living with schizophrenia for 40 years and was under the care of a private doctor. Last month, due to some difficult family circumstances, she experienced a severe relapse, leading to hallucinations and hearing voices that urged her to harm others.

In a state of desperation, we reached out to the clinic's hotline, only to be informed that the doctor was available only on Tuesdays and Thursdays. Therefore, we decided to take her to the Institute of Mental Health (IMH) as a walk-in patient. The sign indicated that the minimum waiting time would be between 3 to 5 hours, depending on the priority given to ambulance and police cases or violent incidents. Unfortunately, she could not be admitted to a ward due to a lack of beds, and she was advised to take half a tablet more of her medications.

The doctors looked like young schoolboys.
The initial bill was approximately $450, but after subsidies, it came down to $155.

In the following days, she was extremely agitated and seemed disconnected from reality. We called the IMH hotline for advice and were told that since she had previously been stable under her private doctor’s care, we should wait for her next appointment. This response didn't reflect the severity of her condition. Many individuals with mental illnesses end up in jail because the judges believe they understand their actions, but there was no mention that they cannot control them. Thus, we could not take any chances with her safety.

We returned to IMH and insisted that she be admitted. However, we were informed that all the wards were full, and she would temporarily be placed in a general ward, hopefully not in the corridor. Thankfully, the parking was free.

She has now been transferred to the correct ward.; March 29, 2025 7:22 PM
Anonymous said...: *Lee Kuan Yew's Hard Truth* Everybody-Somebody-Nobody Story in a World-Class Country!

Fatal Abuse of 4-Year-Old Girl: A report from a social service agency indicated that it did not accurately convey the severity of the injuries, according to the Ministry of Social and Family Development (MSF).

There was an important job that needed to be done, and everyone was convinced that someone else would take care of it.

Anyone could have done it, but nobody did.

Somebody became frustrated because it was everyone’s responsibility.

Everyone thought that anyone could handle the task, but nobody realized that everyone wouldn’t take action.

In the end, everyone blamed somebody when nobody fulfilled a task that anyone could have done.

- Charles R. Swindoll

I really love this story!; April 08, 2025 12:54 PM
Anonymous said...: Do you still trust a first-world country after incidents like these?

1) A one-way door at Singpost,

2) The tragic abuse of Megan and the fire at River Valley that resulted in the death of a 10-year-old?

These are just a few examples that gained attention because of their tragic outcomes.; April 12, 2025 9:42 AM
Anonymous said...: Who do you think will make good ministers? The Sheng Shiong Brothers with limited education or Goh Tok Tong's son, a Doctor?; April 13, 2025 6:26 AM
Anonymous said...: Personal experiences, whether positive or negative, are the most effective teachers.; April 13, 2025 8:37 PM
Anonymous said...: Zion Residences attracts individuals who are OK with living in a luxurious yet prison-like environment.; April 15, 2025 6:46 PM
Anonymous said...: Why do they not deserve high votes? We must not allow them to continue what they have been doing and what they have not done.; April 15, 2025 7:37 PM
Anonymous said...: When Parliament is dissolved, Members of Parliament (MPs) typically cease to be paid their salaries? The dissolution marks the end of their term, and any salary payments would stop unless they are involved in specific duties related to the transition or other official responsibilities? However, they may still receive certain allowances for expenses incurred prior to dissolution? Once Parliament is dissolved, and until they are re-elected or a new Parliament is formed, they generally do not receive a salary funded by taxpayers?; April 16, 2025 5:50 AM
Anonymous said...: Will people be concerned about Trump's tariffs in this election after experiencing a 9% GST tariff?; April 17, 2025 6:54 AM
Anonymous said...: Differences between GST and Tariffs:

GST: Tax applied to the sale of goods & services at each stage of distribution. This is self-inflicted on the country, though it is a source of revenue.

Tariffs: This tax imposed on imported goods made it more expensive.

In summary, both are forms of taxation. different purposes and
applications, and substantially differs in the effects on the economy. Therefore, it would be wise to set up a task force on both rather than just one! Have a little consistency! Don't pick and choose.; April 17, 2025 7:21 AM
Anonymous said...: Olden times 904 sq. ft 2 bedrooms plus 2 baths.

Now, the same size features 3 beds plus one study.

We are rats in a rat race and sardines in a can.; April 18, 2025 10:54 AM
Anonymous said...: The more units that can be accommodated, the higher the development charges (DC) will be. One country doesn't get rich for nothing when no natural resources exist? As long as they can collect high money can already. And as long as Ridout is left alone.; April 19, 2025 10:52 AM
Anonymous said...: Most still prefer to pay more for new because of maintenance issues.

Some go for older condos because of the space internally and externally, due to claustrophobia.; April 20, 2025 5:58 AM
Anonymous said...: Last time air-con hang outside the house one. Now it is included in the built-in area with PES, planter and bay window.; April 21, 2025 8:21 PM