Dear Mr Tan,
I have a Incomeshield Enhanced Basic plan which commenced every August. Now with the onset of Medishield Life, what should we do? Do we cancel the Incomeshield plan as Medishield Life is compulsory so that we don't pay premium on both sides?
Incomeshield in integrated with Medishield Life. It means that you do not need to pay premium for Medishield Life when you have Incomeshield.
Example, if the Medishield Life premium is $500 and you pay $900 for Incomeshield, Income will pay $500 to Medishield Life and keep $400 to cover the additional benefits. So, you are covered both under Medishield Life and for additional benefits under Incomeshield.