Saturday, June 18, 2022

My investment in China tech stocks

 I invested $475,000 SGD in 3 China tech stocks, namely Alibaba, Baidu and SMIC. They show a loss of 22.2% or $105.000.

These stocks are on average about 50% down from their peak prices during the past 52 weeks.

https://fisca.sg/ArticleDisplay.aspx?ID=1224

Get higher occupancy for buses

I often see buses passing a stop with 20% occupancy or less. This is wasteful and costly.


How can we achieve better occupancy without overcrowding?

https://tklcloud.com/Feedback/feedback2.aspx?id=5458

Friday, June 17, 2022

My investment in New Oriental Education

 I was quite lucky. I could have lost $128,000 SGD in New Oriental Education if I sold off at the worst point.

I held on to the stock and sold all of the stock at a higher price and realized a gain of $59,000.

https://fisca.sg/ArticleDisplay.aspx?ID=1223

Excellent customer service from Air SIM

 I congratulate AIR SIM for their excellent customer service. It is among the best that I had encountered.

https://tklcloud.com/Feedback/feedback2.aspx?id=5457

WOTC - Which party will you vote

 Wisdom of the Crowd: 89% of the respondents said that they will vote for more opposition MPs at the next general election.


https://tklcloud.com/Crowd2/chart3.aspx?id=2626

Thursday, June 16, 2022

WOTC - Price controls on essential commodities

 Wisdom of the Crowd: 55% of the respondents said that the government should implement supply or price controls on essential commodities for an extended period to combat inflation.

https://tklcloud.com/Crowd2/chart3.aspx?id=2625

Provide an alternative 2FA

 Organizations that require 2FA should provide an alternative 2FA in case the user loses the mobile phone.

https://tklcloud.com/Feedback/feedback2.aspx?id=5455

Risk of cyber security

 I share this message with cyber security experts. Consider the risks that your protocols impose on the ordinary users.

https://tklcloud.com/Feedback/feedback2.aspx?id=5454

Wednesday, June 15, 2022

WOTC - How to help elderly people financially

 Wisdom of the Crowd: 68% of the respondents said that we should allow an elderly person to have suitable work (e.g. 4 hours a day) that is not strenuous and pay a modest wage.

https://tklcloud.com/Crowd2/chart3.aspx?id=2624

My investment in New Oriental Education

 I have good experience on my investment in New Oriental Education (EDU, 9901.HK). My loss of 50% has turned into a gain of 10% over the past three months.

https://fisca.sg/ArticleDisplay.aspx?ID=1221&Name=My-investment-in-New-Oriental-Education&View=A

Bad telephone service from large organizations

Many large organizations in Singapore have bad telephone service. The customer takes a long time (sometimes up to 30 minutes) for a call to be answered.

https://tklcloud.com/Feedback/feedback2.aspx?id=5453

Tuesday, June 14, 2022

WOTC - Give every person a suitable job

 Wisdom of the Crowd: 71% of the respondents prefer an economic strategy that goes every person a suitable job that pays an adequate wage.

https://tklcloud.com/Crowd2/chart3.aspx?id=2623

Stay invested in a bear market

 When the stock market drops sharply, do not sell your stocks (if you have invested in cash and are not on margin). The stock prices are undervalued. They will rebound when the squeezed investors have sold their stocks.

Here is an explanation that I gave a few weeks ago.

I have invested in cash, so I do not sell at the depressed prices.

Instead, I have some spare cash that I will invest in this bear market. But I will choose the stocks that are undervalued.

I will not choose the US stocks that have PE ratios above 20 times.

https://fisca.sg/ArticleDisplay.aspx?ID=1210

Monday, June 13, 2022

Bad experience with an employee who WFH

 I share an example of a bad experience with an employee who Work From Home.

Why are bosses reluctant to embrace work from home?


Work from home - install a CCTV

 In this post, I explain why it is essential to have a CCTV to monitor a staffer working from home. If the staffer does not agree to this arrangement, it is likely that the boss will insist that the staffer work in the office.


There will be exceptions. But the exceptions will be few. My remark applies to the majority of workers.

Wisdom of the Crowd - New Issues

 Wisdom of the Crowd - New Issues

1. How can the manager monitor the performance of a staffer who work from home?

Vote in

Sunday, June 12, 2022

Wisdom of the Crowd - New Issues


1. Are you willing to have a CCTV installed to work at home?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

WOTC - Return to work in the office

 Wisdom of the Crowd: 50% of the respondents said that it is necessary to get workers to return to the office to ensure productivity and discipline. The other 50% considered Elon Musk to be old fashioned.


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