Hi Mr Tan I would like to seek your opinion on this insurance matter. I have a past history of high blood pressure and trying to get a term insurance with CI, TPD and death or even an early CI if possible for around 10 years. However those companies who I went to either don't cover me or just propose a term insurance only covering death. In your opinion, what is my best option to be covered as there are so many different kinds of insurance available.
My server in the Cloud was not responding. I logged into their website to reboot the server. It did not accept my password. I had encountered a similar problem before. At that time, it was due to some problem in their Cloud software. Coud it have happened again?
I called Starhub to report the situation. The staff asked me to hold the line.
A while later, the server was restored and started working well. When the staff came back, I told him that the service is now okay.
Starhub - Thank you. Is there anything else that I can do for you?
TKL - Can you ask your backend to check if the there was a disruption of the Cloud service earlier and they had to reboot their software to restore it?
Starhub - (gave some excuse why this could not be done).
TKL - You asked me if there is anything that you can do for me. I asked you to check what had happened. If you are not willing to do so, it is okay with me. Bye.
It would have been better for him to take my message and conveyed it, rather than give some excuse to block my request.
My father in-law purchased an accident plan with reimbursements from two insurance companies. Later on in life, he was diagnosed with mild Parkinson's. Late last year, he had a fall while trying to open his house door. He was hospitalised for hip replacement surgery. In his two policies, he is entitled to claim for reimbursement for the accident and there are specific percentages specified for various fractures or injuries. One insurance company has replied that they cannot pay the claim because of Parkinson's.
Can I ask for your opinion? Is the insurer right in rejecting the claim?
A consumer asked me - I am covered under permant total disability under a term insurance policy. Should I buy long term care insurance (i.e. private eldershield)?
He is asking the wrong question. The correct question should be - do I need to buy long term care insurance? Am I paying a fair premium? What is the chance of making a claim? Should I be insured, or self-insured?
The anser can be found in this article in the FISCA website - should I buy a supplement to Eldershield?
Why don't you get your manpower minister to find ways to create jobs for locals? He can take some tips from my article here. He does not have to pay any $$$ to me for these tips, okay? http://www.tankinlian.com/ArticleDisplay.aspx…
The majority of the Crowd wants to original sentence meted to the accused in the City Harvest Church case to be increased. Another significant proportion wants it to be maintained. A small percentage agree with the reduced sentence given out by the court of appear. This is bad news for the accused. You can view the detailed vote in www.wisdomofthecrowd.sg/result.aspx
GST has been very bad for Singapore. We have been going down a slippery slope for the past three decades since the introduction of GST. During this time, the cost of doing business has increased and Singapore has become uncompetitive globally. While GST is not the only cause of this decline, as there are other factors, it does play a major part.
I blame Lee HL and Teo CH for introducing this disease to Singapore three decades ago.
I have been asked by Gilbert Goh to give a speech on May Day. It will be held at an indoor venue - not Hong Lim Park. The audience are mainly people who have lost their jobs and have problem in getting a similar job.
I am giving the points in this article. I will be asking them to realize the facts of the case and to make a change.
They can drive a taxi or Uber car, or they can accept any of the jobs that are in demand, although these do not pay well now and the working conditions are not good. The pay and work conditions can improve.