A consumer bought a term insurance policy (which also covers permanent total disability) and a private Eldershield policy. He asked me if there is redundant coverage.
It is difficult to answer his question. Actually, he is asking the wrong question - most consumers ask the wrong question anyway.
Here is an explanation of the issue and the answer to his complicated and wrong question:
http://www.fisca.sg/ArticleDisplay.aspx?ID=470
It is difficult to answer his question. Actually, he is asking the wrong question - most consumers ask the wrong question anyway.
Here is an explanation of the issue and the answer to his complicated and wrong question:
http://www.fisca.sg/ArticleDisplay.aspx?ID=470
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