Sunday, November 20, 2016

Beware of "as charged" plans

An integrated shield plans that offer "as charged" coverage, such as the enhanced Incomeshield plan from NTUC Income, looks good. The insured does not have to worry about the "inner limits" for their hospital stay. These inner limits are set for each type of treatment.

They only have to pay the co-payment (comprising of the deductible and co-insurance), which can be paid from Medisave savings.

However, they are not aware about the long term impact of the "as charged" plans. You can read about it at

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