Angiogenesis

Eat the right food to fight cancer. www.tankinlian.com/latest.aspx

Wisdom on how to live life

Dr. Tommy Wong is offering his book 1 and 2 at a discount. Details here.

Torchlight with locator lamp - for travel

I took a torchlight with locator lamp for my travel. It was useful. I was able to locate the torchlight at night.I prefer to use the torchlight, instead of the switches in the hotel room - which was quite unfamiliar to me.

The locator lamp consumes low energy and allows the torchlight to be seen in the dark of night. The torchlight is rechargeable, so there is no need to change battery. The torchlight is available here. A discount is given for a bundle of 4 torchlights. You can pass them as a gift to a friend.

Understand your blood test report

I have just taken a blood test with my GP. This cost about $50 and is much cheaper than a full health screening. My doctor will be explaining the findings of the blood test to point out any adverse features. However, I shall also be checking against this useful guide.

Collapse of the US Housing Market

What are ninja loans? Find out how they help to cause the collapse of the US housing market. Go to www.tankinlian.com/latest.aspx.

Business simulation training

If you are interested to gain experience and skill in pricing, marketing and setting capacity for your product line, read BEST simulation training in www.tankinlian.com/latest.aspx.

Universal Life [2]

I have extracted a few articles from the Internet about universal life and compiled them into a document. It shows  the key features of universal life. This type of policy is now quite popular in a few countries and may be introduced in Singapore. It is good to learn about the features of this policy, but consumers should be aware about the charges as shown in the benefit illustration (i.e.effect of deduction and distribution cost). If the charges are low, this type of policy can be suitable, as it has flexibility and pays an interest rate that is higher than bank deposits. Read www.tankinlian.com/latest.aspx.

Singapore Democracy

Several letters were published in response to the letter from Gerald Giam asking for more active democracy in Singapore. Read the letters in www.easyapps.sg/sgep/latest.aspx.

Immigrants into Singapore

Which countries provide the largest number of immigrants into Singapore? Read www.easyapps.sg/sgep/aspx.

Customer service from Singapore Airlines

I booked for an air ticket for Bali. Later my wife decided to join me. All the flights were full, so she is placed on wait list.

I send an request to the SIA call center to ask them to assist me to get a ticket for my wife to join me. They arranged the ticket and sent a confirmation to me. I sent them my appreciation for this helpful and  good service.

Speaker Corner - Talk on Minimum Wage

I have accepted an invitation to give a talk on Minimum Wage as follows:

Date: Saturdy 25 September 2010
Time: 6.30 pm
Venue: Speakers Corner, Hong Lim Park.

There will be other speakers who will talk on other topics. You can be there at 5 pm or later, to hear the speeches. Turn up and make it a big gathering. This event is organised by the Singapore Democratic Party.

“Better” focus for the world

If you are interested to find out what is the “better” focus for the world, you are invited to read the chapters “Conversation with Guru Harry” in Tommy Wong’s book “Wisdom on How to Live Life”.

The book can be ordered here.

Election system

The public wants some changes in the election system. Read the results of a survey in www.easyapps.sg/sgep/latest.aspx.

Are GLCs employing foreigners first?

Read the article in www.easyapps.sg/sgep/latest.aspx.

Tangram and Shape Quiz on OS3

The free versions of tangram and shape quiz on OS3 are now available on the Apple Store.

Search for
Easy Tangram Lite
Bright Tangram Lite
Easy Shape Quiz Lite
Bright Shape Quiz Lite

You can also search for
Tan Kin Lian & Associates.

View here.

www.tankinlian.com/latest.aspx

Inequality of Wealth Distribution

America has a big inequality in the distribution of wealth. The author of this paper carried out a survey of 5,000 around 5,000 people that has a demographic distribution and political inclination that represents the the population. The key findings of this report are that the ordinary people grossly under-estimated the actual inequality in the distribution of wealth and preferred a distribution that more closely reflect Sweden (which has high welfare and taxation).

The findings of this survey is relevant to Singapore, where the inequality of wealth distribution is worse than America, as reflected by the Gini coefficient. Read www.tankinlian.com/latest.aspx (Building a Better America).

Importance of meditation

If you are interested to find out why meditation is important, you are invited to read the chapters “Second Conversation with Guru Harry” in Tommy Wong’s book “Wisdom on How to Live Life (Book 2)”.

The book can be ordered here.

Survey: contingency fees

Read this paper on Contingency Fee for Professionals.

Should Singapore adopt a system of contingency fees for laywers and doctors? Give your views in this short survey.

Affordability of housing

This article suggests that a person can spend up to 40% of the monthly income for the monthly mortgage payment for a home. This is too high.

My benchmark is 25% of the monthly income on a loan not exceeding 25 years. Based on my benchmark, which is explained in Practical Guide on Financial Planning, the price to pay for a propery should not exceed 5 years of the combined income. If the couple are both working, the cost of employing a maid should be deducted from the combined income. The negative consequence of putting too much earnings into a home are also explained in my book. There is a need to accumulate savings to meet unemployment, which is now a high risk in Singapore.

My book is available at www.tankinlian.com/ishop. There is a 40% discount under a 5 book bundle.

Licence fee demand by SPH

SPH has demanded a licence and investigation fee from a local website for posting its article in their website. It seems to be quite unreasonable. There is a new for a law to be passed to determine if such action by a media company is acceptable or undesirable. Read www.easyapps.sg/sgep/latest.aspx.