I wanted to submit a nomination for the board of directors, to represent the policyholders. However, the nominee decided to withdraw at the last minute. He felt that most of the attendees were staff and agents of Income, and would have voted in favour of the CEO - who was standing for re-election. I have to respect his wishes.
There appeared to be insufficient policyholders (who were not staff or agents) at the AGM. Even if they were there, most of them preferred not to ask any question or follow up questions.