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The website is excellent.
It's not only user friendly but doesnt have unnecessary graphics and flashing ads. You can give a try to use http://www.websiteoptimization.com/services/analyze/ to see the sample report on some optimization. This is only to make the website much better and may not be necessary.
Thanks for providing valuable insights on financial matters and yes, I strongly recommend to purchase and read your book on Practical Guide on Financial Planning.
Website is not intuitive.
Design is amateurish looking. Design is not consistent across pages.
Links found on different pages bring you to the same page. (e.g. Information > Ask Mr Tan, Ask Mr Tan). Dead link - Guide > Ask Mr Tan
So much text on the first page and what are those on the left? Intuitively, I thought they are links but they are not. In addition, the text on the left should have prominent heading for each section.
Contact, Enquiry, Ask Mr Tan - They all seem to suggest the same thing. Poor choice of words.
Overall, a rather poor effort and does not seem to be created by a person well-versed with user interface design. Use one of the established CMS to better managed your website. What is a traditional website anyway? Any example? I remember in one of your articles you mentioned some particular gov website? I don't know why you seem to think that gov websites are considered traditional websites. I do find gov websites rather confusing with many links but they are more professionally done and comes with user site search.
Note: some changes have been made to improve the home page and create some links.