Small traders peddle their wares

Should small traders be allowed to peddle their ware to make a living?

77% of the people voting in The Wisdom of the Crowd said that they should be given a licence for a small fee and be allowed to make a living. The remaining 23% disagree for two reasons.

When I was in Seoul, I saw many elderly and poor people make a living in this way.

You can view the details of the votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=292

Are the T&C fair to consumers?

I received this email from Grab with the title "We are upgrading our terms and conditions to serve your better".

I clicked on the link provided, as follows:
https://www.grab.com/sg/terms/?utm_source=mailchimp&utm_medium=email&utm_campaign=SG17GPACTIVATION

I read a lot of details, but do not know how I am being served better. I also do not know if there are any "dangerous" terms and conditions that are disadvantageous to the consumer.

I don't think other consumers are able to read the detailed "T&C".

I prefer a system where any busiess that provide a service for the general public should send its "T&C" to a government regulator which will check that the "T&C" are fair to the consumers.

Why force 100,000 consumers to read the "T&C" when the regulator can carry out this function?

Of course, I know that this practice is not peculiar to Grab. It is being practised by other businesses. The approach that I suggested should apply to all businesses that offer a service that is used by many members of the public.

Who is the first Elected President of Singapore?

What exactly did the previous Attorney General, V K Rajah advised the government concerning the counting of the Elected President?

This has always been a mystery. The government refused to disclose the details of his advice.

It has led to a challenge by Dr. Tan Cheng Bock and an appeal. MP Sylvia Lim has made several attempts to raise this question in Parliament.

Here is an account of the recent debate.

http://www.straitstimes.com/politics/parliament-shanmugam-sylvia-lim-debate-reason-for-govts-decision-on-counting-of

I will now offer my speculation on the advice given by V K Rajah.

He must have advised the government that, based on the constition, the counting should start from President Ong Teng Cheong and that the only way for the government to overcome it is to take a policy decision to name President Wee Kim Wee when passing the Act of Parliament on the reserved presidential election.

This advice must be embarrasing to the government. So, the government refused to disclose the detail of the advice.

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Revocable living trust

If you have a lot of assets and are worried about the trouble faced by your beneficiaries in getting probate of your will or in handling your assets, you can consider setting up a revocable living trust.

The advantage is that you are able to sort out the financial matters during your lifetime and they will continue after your demise with a successor trustee taking over the management of your trust.

My friend has created a living trust and explained the benefits to me.  I am now considering creating a revocable living trust.

You can find out more details of this legal arrangement here.
http://www.fisca.sg/ArticleDisplay.aspx?ID=515

Potential by-election in Marsiling Yew Tee

How should the opposition parties handle the potential by-election in Marsiling Yew Tee?

About 52% of the people voting in The Wisdom of the Crowd said that they should get together and field a team comprising of leaders of the opposition parties. The other 48% had other views.

See the breakdown of the votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=291

Will Tharman make major changes?

Will Tharman Shanmugratnam make major changes in PAP policy if he becomes the prime minister?

The views of the people voting in The Wisdom of the Crowd is quite mixed. About 35% thinks that he will make major changes and the 65% said that he will not.

View the breakdown in the votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=290

Grab fares are too high

I finished my meeting at Thomson View at 10 pm and wanted to call a Grab home. They advertised that I get a $4 discount for the whole month of October.

The Grabshare ride gave a fare of $15 and a statement that the promotion does not apply. Read the T&C. This is a shared ride which usually take 10 mins to arrive.

The Grabcar ride cost $20. I am not sure if the promotion applies. There was a statement that the fare is high due to demand.

Is this true? It is 10 pm on a Monday night. It is too early for the late night patrons to go home. It is not raining. Grab drivers do not need to change shift.

The normal taxi fare is $11 to $14. So the Grab fare,net of promotion, is still higher than normal taxi.

Perhaps, the investors are tired about the large sums incurred by Grab on the promotions and are asking for profit. If so, Grab is now charging higher prices to recoup some of the losses. This strategy will not work. Passengers will go for normal taxi.

In my case, I walked to the bus stop and take my regular 163. The fare is $0.75. The ride is comfortable, air con, and I have a seat all the way.

Sorry, Grab. Your business strategy will not work.

A COMPLACENT GOVT IS DESTROYING SINGAPOREANS' VALUE

I refer to Han Fook Kwang’s article “The politics of dominance: Don’t take it to the limit” (Sunday Times, Oct 1). It states that “An overly dominant ruling party faces dangers such as resistance to change and complacency”. As I read the above excellent commentary by my Raffles Institution classmate who was the former editor of the Straits Times – my thoughts drifted to another article “Singapore Inc destroying value?” (Straits Times, Jul 18, 2016), which I read about a year ago.

I agree with the remarks “An overly dominant ruling party faces dangers such as resistance to change and complacency”. In this connection, our nation’s greatest asset – our people – may be in the process of being destroyed – by the Government’s “resistance to change and complacency”. The widespread feeling of Singaporeans that their value in their own country is being diminished is perhaps manifested in the record numbers of Singaporeans living abroad.

An estimated one in 10 Singaporeans are already living overseas and practically every survey has found that the majority of Singaporeans are open to or want to live overseas. Many Singaporeans are also ashamed whenever their friends from overseas ask why so many of the people who come to clean your tables, etc are so elderly and frail. And when they find out that their median basic salary is only $1,000 a month – it is even more embarrassing.

Another example of destroying the people’s value may be that it is estimated that hardly any of the local jobs growth in the last two and a half years, may have gone to true-blue Singaporeans, after factoring in the number of new PRs and new citizens granted in the same period. Also, last year’s new PRs and new citizens granted were both at, at least 10-year highs.

Leong Sze Hian

Full time National Service

What changes do you like to see with full time National Service? Give your views in www.wisdomofthecrowd.sg

Withdraw licence from Uber?

Should Singapore follow London to withdraw the licence for Uber to operate a taxi service?

67% of the people voting in The Wisdom of the Crowd said "no". The remaining 33% said "yes".

Read the details and their reasons in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=289

Charge for plastic bags

Should supermarkets plan charge for plastic bags?

50% of the people voting in the Wisdom of the Crowd said "no". The other 50% said "yes".

Find out the details and reasons for their votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=288

Bus sequential stop number

Should all buses display the sequential stop number?
Give your vote in www.wisdomofthecrowd.sg

Uber and Grab drivers

Should drivers of Uber and Grab met a minimum age or driving experience requirement?

Give your vote in www.wisdomofthecrowd.sg

Shared bikes need docking stations

FROM TAN KIN LIAN
PUBLISHED: AUGUST 2, 2017

The Government should provide docking stations for shared bicycles as part of public infrastructure. They should be located next to bus stops, MRT stations and shopping centres (“Civic-mindedness key to ensuring success of bike sharing”; July 31, online).

Users should be required by regulation to leave shared bikes at the docking stations. This would allow the bikes to be docked in an orderly manner and help other users to locate them.

It would help to promote bike sharing and encourage users to make exercise a lifestyle habit.

Show bus stop number sequence

FROM TAN KIN LIAN
PUBLISHED IN TODAY PAPER: JUNE 12, 2017

Some, but not many, buses have a screen showing the name of the next bus stop.

It may take some years to replace the old buses, and I suggest that the number sequence of bus stops also appear on the display, which should be placed at the front and back of both new and existing buses.

The first bus stop after the interchange would be numbered 1, the next would be 2, and so on.

A passenger could check a guide, available on the bus or online, for the number of the stop at which to alight.

For example, if his destination is stop 12, and the panel is showing stop 9, he knows there are three stops to go. If the number shown above is 12, the passenger knows that he has passed his destination.

The advantage is that passengers who are not familiar with English or are tourists can understand a numerical display, which can complement the naming of the next bus stop.

A national culture - only one way

Chin Hua Yak said

I am currently in China for about a month. Payment via phone is very common in China but that does not ruled out cash payments.

The problem with S'pore is it wants to accept "only either this / or that" solutions ... lol. So it ended up being very slow.

Not only that, u need a handphone number tagged on for many transactions in the Banks...for verification codes. And now their banks are moving on to "face recognition" for verification of transactions.

MY REPLY
The "either this or than" mindset is prevailent in Singapore. It is our national culture.

If I suggest mobile phone payment, many people will argue that the edlerly people have no mobile phone or cannot use it. These people cannot see that 50% can pay by mobile phone and the other 50% will pay by cash. As time goes by, more people will pay by mobile phone and it may eventually reach 90%.

Impact of national service on people struggling to make a living

I met my former school mates over lunch on Saturday. We talked about national service.

One of them recalled an incident when he was in charge of a few NS men. One of them did not turn up for training one evening. He had to submit a charge against the AWOL NS man.

The NS man told him, "Sir, this is durian season. I have to sell durians to bring income for my mother. You can see me at Rangoon Road. Even president Nathan buys durian at my stall. I can make up at other times in the morning, but allow me to sell the durians at night".

My friend worked out some arrangement with him and did not report his absence during the reporting hours.

The defaulting NS man was fortunate to have a superior who was willing to stick his neck out to help him. Not many people would take this risk.

One other school mate, who was a former senior civil servant had argued earlier that national service discipline was necessary. When he heard this story, he reflected on it. He said that he understood the hardship of the ordinary people, but the younger colleagues in the ministry were not so aware about the realities of life.

Will the military cooperation between Singapore and China cause problems with our neighbors?

Will the military cooperation between Singapore and China cause problems with our neighbors?

66% of the people voting in The Wisdom of the Crowd said that it will not cause problems. 34% said that it will.

Look at the reasons here
http://www.wisdomofthecrowd.sg/chart.aspx?ID=287

Do you expect President Halimah to make a major impact during her presidency

91% of the people voting in the Wisdom of the Crowd does not expect her to make any impact. 9% expect here to make some implact.

Look at the reasons in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=286