Thursday, October 15, 2009

Benefit illustration of life insurance products

I wish to have some benefit illustrations of the life insurance products that are now being sold. I will analyse them, but will not disclose your identity. Please scan and send them to kinlian@gmail.com
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3 comments:

Tan Kin Lian said...

I have posted an analysis of 1 benefit illustration on a single premium whole life policy.

Please send more benefit illustration for my analysis.

October 16, 2009 12:00 PM
Anonymous said...

Guys,

You can send your BI to Kin Lian. But you should also get a second and if possible a third opinion on Kin Lian's analysis.

I have seen the SP analysis. There are flaws in Kin Lian's approach!!!!

Beware!!

October 16, 2009 5:05 PM
Anonymous said...

There might be flaws but the message is don't trust your insurance agents.
They are unqualified to advise ANYTHING financial. They are only salesmen out to sell you something to make a commission. They don't conduct due diligence on the products because there is not their concern. Their concern is how much commission they can make out of a sale. The name 'insurance agents' is a misnomer, a disguise to hoodwink you into thinking that they are 'experts' on insurance. They should be known as insurance product agents.They are not experts in insurance but the products only. So be careful when you meet up with anyone peddling you financial products.Their motive is commission and nothing else.
Mr. Tan's motive is to decompose the product so that you can see the inside which is usually hidden from you. The packaging should not be the reason for your buying.

The Watchman

October 17, 2009 3:07 PM

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