You should consider lodging a complaint against the agent for unethical conduct. Let me know if you wish to take this step. I will help you to write the complaint.
If you are buying an life insurance policy, you should ask for the benefit illustration. You should read my FAQ on "benefit illustration" to get the key points to look out for - i.e. the distribution cost and the effect of deduction.
Go to www.tankinlian.com/ask.aspx and search for "benefit illustration".