Medical care for pensions

 This retired senior civil servant is unhappy with the government who is not treating is retired civil servants fairly. 

https://tklcloud.com/Feedback/feedback2.aspx?id=6116

Central bank digital currency

 I expect that a country will successfully implement its central bank digital currency (CBDC) using this approach.

https://tklcloud.com/Feedback/feedback2.aspx?id=6115

How I qualified as an actuary

 I share this story of how I qualified to be an actuary while studying parttime and doing a full time job. 
https://www.tiktok.com/@kinliantan750/video/7348350970499288338?lang=en

Actuarial knowledge

 Actuarial knowledge is not difficult, but you need to be good in mathematics and logic. It can be quite interesting and useful to acquire this knowledge.
https://www.tiktok.com/@kinliantan750/video/7348591430702550279?lang=en

Build HDB flats in advance

 The government should build HDB flats in advance of demand. 
https://tklcloud.com/Feedback/feedback2.aspx?id=6111

Verify identity on online platforms

 I suggest the following approach to identify a person uniquely using a phone number that is verified with SingPass. This verified identity is to be used for online platforms. 

https://tklcloud.com/Feedback/feedback2.aspx?id=6110

Build HDB flats in advance

 I prefer that HDB build flats in advance of demand

https://tklcloud.com/Feedback/feedback2.aspx?id=6108

A personal perspective of Taylor Swift

 This is my personal perspective of Taylor Swift. 
https://tklcloud.com/Feedback/feedback2.aspx?id=6107

Exclusive arrangement with Taylor Swift

Singapore arranged with Taylor Swift to perform in Singapore exclusively. 
 https://tklcloud.com/Feedback/feedback2.aspx?id=6106

Give your full name

 Give your full name in WhatsApp messages. 
https://tklcloud.com/Feedback/feedback2.aspx?id=6105

Baidu stock fell 10%

 I suspect that the hedge funds are attacking the China stocks for geopolitical reasons.

https://tklcloud.com/Feedback/feedback2.aspx?id=6104

How to sell NTUC Income shares

 Several shareholders have asked me for advise on how to sell NTUC Income shares. I am not familiar with the current arrangement. I asked them to seek advise from the corporate secretary of NTUC Income.

I checked with Google Gemini. Here are some relevant information.
https://tklcloud.com/Feedback/feedback2.aspx?id=6103

Governance of Singapore

 I suggest the following changes to improve the governance of  Singapore
https://tklcloud.com/Feedback/feedback2.aspx?id=6102

Flat rate tax

 I prefer that a flat rate of tax be applied to all income, rather than a variable rate that is applied to differnt bands of income. 

https://tklcloud.com/Feedback/feedback2.aspx?id=6101

Supply of green fuel to aircrafts

 It is a bad idea to create a monopoly to supply green fuel to aircrafts, as it might lead to corrupt practices. 
https://tklcloud.com/Feedback/feedback2.aspx?id=6100

Expressway services

I suggest that the trunk services for long distance travel be replaced by expressway services.
 https://tklcloud.com/Feedback/feedback2.aspx?id=6099

China and the Asian Tigers

 China and the Asian tigers made significant economic development due to the inflow of foreign capital, technology and its largely authoritarian government. 

https://tklcloud.com/Feedback/feedback2.aspx?id=6098

SG Wallet and SG card

 I suggest that the government introduce the SG wallet and SG card for digital payment. It will soon become the dominant form of digital payment in Singapore. 

https://tklcloud.com/Feedback/feedback2.aspx?id=6097

My views of budget 2024

I am disappointed with Budget 2024. It failed to address the top two challenges facing Singapore.

 https://tklcloud.com/Feedback/feedback2.aspx?id=6096

Fear of retrenchment

 I send this suggestion to DPM Lawrence Wong on how to address the fear of retrenchment felt by workers in Singapore. 

https://tklcloud.com/Feedback/feedback2.aspx?id=6095