My advice to young people is to know about financial planning to protect yourself from the predatory insurance agents who disguise themselves as some financial consultants but who are actually salesmen out to make quick commission. They are every where, in the mall, the street corner, mrt etc etc and you can't escape their harassing you to buy something that benefits them and not you. Dont' be fooled when they tell you they are doing financial planning. The giveaway is they already have product in mind to sell. Ask them how much is the commission of the product if you should buy from? It they are reluctant to tell just run as fast as you can.It serves you well to get a copy from Mr. Tan.
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