A consumer (or perhaps an insurance agent pretending to be a consumer) commented on my article about Aviva MyCare policy. He said that I should carry out a more detailed analysis to back up my recommendation to "take your own risk".
My recommendation is based on the statistics that shows the insurance company had a profit ratio over 90%. This is horrible. The other companies have a profit ratio more than 30%, which is also too high. The insurance companies are making a high profit margin on Eldershield and the supplements.
If the consumer wants a more detailed analysis, he has to contact me at my consulting portal and provide data that is relevant to his own case.