Here are the profit margins for the various insurance products, based on data taken from the MAS website.
If the profit margin is more than 10%, the consumers are paying a premium that is too high. The market is not competitive in bringing down the premium.
You can see the results for the other classes of business. You can also see the results for a selected company
If you wish to see a fuller breakdown of the results, you have to register as a user and sign in as a user. It is free.