Travel agent sells travel insurance

When I booked for my travel package to Gold Coast, the travel agent offered a travel insurance to me. I declined.

Why?

I find the premium to be too high. The travel agent usually receives a high commission (maybe 30% or more of the premium).

The travel agent has to compete to offer an attractive price for the travel package (as other travel agents offer similar products). They make a big profit on the travel insurance.

It is better to shop for your travel insurance separately. If not, at least you can find out what is offered directly by the insurance company. Try Google search.