Where to buy term insurance?

Dear Mr. Tan,
You have been recommening to "buy term". Where can I buy term insurance? How much is the premium for insuring $300,000? I spoke to a few agents who recommended against it. They said that it is better to buy whole life as it has a cash value.

REPLY
You have to buy term insurance directly from the insurance company. You can telephone a few insurance company as follows:
http://www.tankinlian.com/faq/termd.html

Here are the benchmark premium rates for three types of term insurance:
http://www.tankinlian.com/faq/benchmark.html

A good combination is:
- level term insurance for one year's salary
- income benefit for 20 years based on 70% of current salary