... a leading workshop advised me not to file unnecessary reports,
especially for claims that were unlikely to succeed,
such as those for hit-and-run accidents by unknown culprits.
I was also warned about the anticipated long-drawn claim process
against foreign-registered vehicles.
I was told that making too many reports
could result in insurers categorising one as a high-risk driver,
and raising the insurance premium.
Also, why are accident reports by third parties
not communicated promptly to the parties involved,
unless one asks for them?
premium/forum-letters/story/ reporting-all-accidents-may- not-be-good-idea-20130328