Need a loan? Go for Smart Credit!

NTUC Income has launched an unsecured loan called Smart Credit.

The attractions of Smart Credit are:

* available to policyholders above 21, with annual income of at least $30,000
* can be used for wedding, travel, medical, emergency and other lifestyle needs
* up to 2 months of salary
* no need for guarantors
* loan can be repaid within 5 years
* interest rate is only 12.88% per annum
* enjoy a rebate of 20% of interest charged, for prompt payment during the year
* instant online approval through the website

Details are available at www.income.coop/loans

Banks and financial institutions charge 15% to 18% on their unsecured credit. Most of them do not offer any rebate on interest for prompt payment.

Be Smart. Use Smart Credit from NTUC Income.