Tuesday, March 20, 2007

Hospital bill for $20,000

I knew a person who suffered an unexpected heart attack. He went to hospital for one day, and passed away.

The family received a bill for more than $20,000. After government subsidy, the bill was $9,000.

It was much higher than they had expected. This is a second shock to the family, after the unexpected death.

Lesson: have adequate life or medical insurance to cover this unexpected cost!
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1 comment:

Thomas Phua's Blog said...

one of my friend's 3 year old son, has acute aplastic anaemia, after a bout of flu and was quite pale, the clinic refered him to KKH immediately and was diagnosed as acute aplastic anaemia.

I done an Enhanced Incomeshield Plan Basic for him.

He undergone bone marrow transplant last Sept 2006.

Total bill come to about $50,000.

He used B2 ward, and thus Deductible is $1500 and plus 10% co-insurance he pays about $6000 from his medisave and rest are paid by Ntuc Income.

If he has Plus Rider in place, it would be fully paid.

The minister is right in making Medishield opt out for new born babies.

Shield Plan form the basic backup for everyone.

I had a mechanic friend, who had a heart attack few years back but survived after being pick up by ambulance and rush to NUH. He too had Incomeshield, and this cushion off majority part of his bills.

My advice is please take a Shield plan, be it be Ntuc Income, GE, AVIVA , AIA or any insurer. Do it !

Thomas Phua

March 20, 2007 1:51 PM

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