Thursday, March 06, 2008

How to invest in this environment?

Interest rate from bank deposit and Government bonds are at a low level.

The investment choices are:

1. Keep the money in the bank and accept a return of 0.5%
2. Invest in the stockmarket for the long term, and accept the volatility.

Do not invest in a high cost financial product (such as a structured product or an investment-linked policy) as the charges will reduce your yield further.

Read this FAQ about charges:
http://www.tankinlian.com/faq/ilp.html
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3 comments:

jc said...

Hi Mr. Tan

your readers might wish to know about an account provided by NTUC and OCBC.

There's no minimum deposits, yet it pays 1% interest annually.

March 06, 2008 7:54 PM
Anonymous said...

Look to me my DBS structure deposit is yielding better than FD interest with the drop in interest rate now as it is pegged to SOR.

I wonder if DBS will exercise the call option and close the Structure Deposit.

March 07, 2008 9:03 PM
Anonymous said...

Hi KL, sorry but both your choices are bad. This is not a normal recession. We could very well be witnessing the collapse of the American empire and the USD.

Invest in physical Gold/Silver.

Check out goldmoney.com and bullionvault.com

http://commentary.goldseek.com/

http://news.goldseek.com/GoldenJackass/1204905600.php

March 07, 2008 9:49 PM

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