Avoid High Charges on your ILP

Dear Mr. Tan,

I've been approached to invest in an AIA ILP recently. I understand that I may need to pay for mortality charges should I decide to buy it. Are the rates are the same for all insurers? Any website that I can go to compare them? Pls advise.

REPLY

You can compare the mortality charges with the Term insurance rates set out in this FAQ: http://www.tankinlian.com/faq/term.html

More importantly, you have to make sure that you are not paying a large upfront charge on your investment?

Read this FAQ:
http://www.tankinlian.com/faq/ilp.html