International Health Plan

Dear Mr. Tan,
My work requires me to travel around the Asian region and to visit many cities. If I fall sick in any city, how can I get medical treatment? Is there an international plan that provides wide coverage?

REPLY
A few international insurance companies offer this type of plan. It offers access to a large number of hospitals around the world and pays for the cost of medical treatment (except for a small co-payment).

In the globalised world, more people are working in other countries. Many Singaporeans are now working overseas. Many expatriates work in Singapore. There is a need for this type of international health plan.

Apart from paying the bills, these international plans provide easy access to the quality hospital. For example, they know which is a good hospital to be admitted and will pay the bill. It is "cashless payment" for the customer.

If you do not have an international health plan, you have the option to fly back to Singapore and be treated here and be covered by the Shield plan. This may be suitable for non-emergency situations.