- participating policy
- invsetment-linked policy
Both are difficult for the buyer to understand. They contain several hundred figures. The most important figures are hidden among these many figures and are usually not explained by the insurance agent.
To know what figures to look for and where to find the figures, read the FAQs in my website, www.tankinlian.com/ask.aspx. Search for "benefit illustration" and look for the FAQs that explain the format of the benefit illustration that you are given.